Consumer Information
consumers in the Pacific are fast becoming more reliant on credit as a convenience for grocery shopping, buying white goods and mobile phones. Normally one would use credit for buying a house, a car or going on holiday. Credit cards, retail accounts and unsecured loans are on the rise due to this trend. As a credit bureau we provide a valuable insight into a consumer’s credit history to its members to enable them to make improved lending decisions when determining their customer’s credit worthiness.
Consumer credit information contains:
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personal information and
- employment details.
It may also contain:
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adverse information such as defaults, bad debts, write offs, dishonoured cheques, legal cases etc
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public notices, such as mortgagee sales, bankruptcy notices, rate defaults etc or
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previous enquiries with other lenders.
The personal information on the report can be used for verification purposes.
See a sample of a report click here;
CONSUMER REPORT.pdf
Confidentiality and Accuracy of Information
The Credit Bureau has a Code of Conduct that protects the consumer's information from unauthorised access.
The Information is kept in a secured environment and its users are identified and authorised by its members.