Consumer Information

Have you been denied credit?

Dispute Process

FAQ
consumers in the Pacific are fast becoming more reliant on credit as a convenience for grocery shopping, buying white goods and mobile phones. Normally one would use credit for buying a house, a car or going on holiday. Credit cards, retail accounts and unsecured loans are on the rise due to this trend. As a credit bureau we provide a valuable insight into a consumer’s credit history to its members to enable them to make improved lending decisions when determining their customer’s credit worthiness.

 

Consumer credit information contains:

  • personal information and
  • employment details.
It may also contain:
  • adverse information such as defaults, bad debts, write offs, dishonoured cheques, legal cases etc
  • public notices, such as mortgagee sales, bankruptcy notices, rate defaults etc or
  • previous enquiries with other lenders.
The personal information on the report can be used for verification purposes.

See a sample of a report click here; CONSUMER REPORT.pdf

Confidentiality and Accuracy of Information



The Credit Bureau has a Code of Conduct that protects the consumer's information from unauthorised access.

The Information is kept in a secured environment and its users are identified and authorised by its members.