Consumer Credit Information

Consumers in Fiji are fast becoming more reliant on credit as a convenience for shopping, buying a house, a vehicle or even for going on holidays.  Credit cards, retail accounts and unsecured loans are on the rise due to this trend.  As a data bureau we provide a valuable insight into a consumer’s credit history to its members to enable them to make improved lending decisions when determining their customer’s credit worthiness.


Consumer credit information contains:

• personal information and employement details. 

It may also contain:

•  adverse information such as defaults, bad debts, write offs, dishonoured cheques, legal cases etc 
• public notices, such as mortgagee sales, bankruptcy notices, rate defaults etc or
• previous enquires with other lenders.

The personal information on the report can be used for verification purposes. 

See a sample of a credit report click here


Confidentiality and Accuracy of Information

The Credit Bureau has a Code of Conduct that protects the consumer's information from unauthorised access. 

The Information is kept in a secured environment and its users are identified and authorised by its members.